Thursday, September 01, 2016 – Janice Pintar, JD
Ignorantia juris non excusat
Ignorance of the ...Continue Reading → Share
August 26, 2016–Teric Steines, CISR
From electrical issues to candle mishaps, the National Fire Protection Association reports an average of 357,000 residential fires each year. Being prepared is a good idea — and that includes knowing what your insurance policy covers and how much protection it may provide.
Are you experiencing continual increases in your healthcare costs? If your inpatient hospital costs have increased significantly, do you know why? According to a recent study from PwC’s recent Health Research Institute report, healthcare costs are expected to grow 6.5% through the next year.
The good news: this projection is not double digit growth as experienced over that past several years. The bad news: this is still expanding at a rate ...Continue Reading → Share
August 19, 2016–Teric Steines, CISR
As the most common natural disaster in the country, flooding ruins millions of dollars of homes and property every year. Flood insurance is not commonly covered in your typical homeowners insurance policy, making it necessary to purchase additional coverage for this costly, devastating disaster. Additionally, while it can be purchased any time, the policy may not take effect for 30 days.
If you are in a high-risk flood zone, a federally regulated lender will require ...Continue Reading → Share
Earlier this year, we told you of the impending changes to the Fair Labor Standards Act (FLSA) that will greatly impact exempt classifications for employers. We reminded you that most individual exempt categories are required to meet both the salary basis and the primary duties test. And, we informed you of the significant changes to the salary basis test — up considerably from $455 per week ($23,660 per ...Continue Reading → Share
August 12, 2016–Teric Steines, CISR
A home break-in happens every four seconds. But, an overwhelming majority of convicted burglars say that they intentionally avoided homes with security systems. If an alarm sounded, they admitted to fleeing the home immediately.*
Alarm systems receive a lot of attention when talking about home security, but what choices do you have and what benefits are there? Can you get a discount on your homeowners insurance if you have a system installed? It is possible that ...Continue Reading → Share
August 11, 2016 – James Olney, JD
Everyone knows that the easiest way to grab attention, win friends and generally get people excited about what you have to say is to start rattling off facts and statistics. Or, am I wrong, and is that, instead, the fastest way to lose your audience, send your friends scurrying, and kill the mood?
Well, let’s find out. Did you know:
Telehealth. Telemedicine. Virtual medicine. Dial-A-Doctor. Many terms exist to describe today’s emerging alternatives to the traditional doctor’s office visit. These alternatives provide medical care “on demand” by phone, smartphone, tablet, or PC, as well as remote evaluations and monitoring. We use the term “telemedicine” generally to refer to medical care provided through electronic communications.
Last month, my colleague Sharon Schneller published a terrific article about the trends we are seeing ...Continue Reading → Share
August 02, 2016 – Associated Financial Group
The last year of President Obama’s administration has been a busy time for the Occupational Safety and Health Administration (OSHA). OSHA has already finalized several significant rulemakings and guidance documents. This article highlights a few of the more noteworthy changes.
Civil penalty increases
New rules published under the 2015 Inflation Adjustment Act have modernized some penalties that have long lost ground to inflation. OSHA’s penalties — which have not been raised since 1990 — will increase ...Continue Reading → Share